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Friday, 22 September 2017

Budget Reboot Challenge: Fast fashion

Hello Budget Reboot, have you tried turning it off and on again?

Money saving posts are always the same - stop doing this, stop buying that, stop having any fun and live a sad deprived life while watching the numbers in your bank account tick up and up. Of course, they don't frame it that way, but when someone asks you to give up something you love in the name of money, we get pretty defensive.

Instead of 'giving up' let's try something new. Hit the refresh button on your spending habits with this Budget Reboot Challenge.

This month's challenge: Clothes Shopping

Friday, 15 September 2017

You should be buying cheap shit

Just last week I said that you should stop wasting your money on shit. A big part of that is not spending money on cheap shit that falls apart after a couple of uses and you have to constantly replace.

I'm not changing my mind, but sometimes you really should buy cheap, second-hand, knock off shit before you buy the expensive top of the range good stuff.

Tuesday, 12 September 2017

Acorns - 12 month wrap up

Acorns are offering double sign up bonuses for September, which has drawn eyes there way and lead to them being crucified in the media with sensationalist headlines. But after a almost a year I feel like I've got the right to say, they ain't that bad. In fact, the returns are decent, the apps easy to use and the mindless investing structure is a great starting point that everyone should get behind.

If you need convincing, here's an almost 12 month wrap up.

Friday, 8 September 2017

Stop buying shit

Shit, slang something inferior or worthless.

This is where the frugality movement and the minimalism movement come together and truly shine. Because you can be a minimalist with only a few things, but they can be crappy things you have to replace every two weeks. Or you can be frugal and buy something on super special, but maybe you didn't really need it.

Tuesday, 5 September 2017

The Year of Investing - August 2017

Smashed my savings goals and smashed my investing goals. A month of low bills and upward trending markets worked out wonderfully!

Friday, 1 September 2017

The oft forgotten value of doing absolutely nothing

The average adult makes 35,000 decisions a day. Ranging from breakfast, to business deals, to whether to bother to find matching socks, to how to politely tell your annoying coworker to chew with their mouth shut, we do a lot of thinking.

I'm going to bluntly and honestly say I'm tired of thinking! Instead I challenge you to embrace the oft forgotten value of doing absolutely nothing.

Tuesday, 29 August 2017

The sky isn't falling, and you should be investing

I generally avoid mainstream media. I realised very young that most news shows are interested in showing you all the horrible things happening in the world. They devote 90% of an hour news block to tell you about all the bad things that will never affect you (Do we really care that a flock of chickens escaped and are running amok in a caravan park?) and the other 10% to sports.

Unfortunately this obsession with the worst news has burrowed into the minds of most people, and turned us all into hopeless pessimists. Investors are convinced the next market crash is right around the corner, and sitting on their piles of gold, waiting for the best time to invest.

That time is now.

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