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Friday, 30 June 2017

I want to ride my bicycle: For health and wealth

The biggest change to my life since moving house three years ago is that I can ride my bike to work every day. Apart from saving a bucket load of money I feel so much better. And hungrier. And a lot more likely to die. And I sing a lot of Queen.

Before I became a bike rider, I was pretty terrified about the concept of riding on roads with cars, who are obviously jerks according to most of the comments on news articles. My route to work takes me down the main road of the CBD, which is also where the majority of the busses are picking up and setting down. The bike lane is almost permanently blocked down that road, which means easing around the busses and out into traffic.

Tuesday, 27 June 2017

What's up with this 'Vanguard' thing

Have you heard of this 'Vanguard' thing? And you've maybe heard of index funds? If you've been around the early retirement sphere for a while you've probably stumbled across them. Unfortunately most bloggers seem to assume you know what that means.

I'm not going to pretend to be a tax expert, or a genius investor, but I'm going to give you a whirlwind tour of why I invest in index funds, and why I use Vanguard.

Friday, 23 June 2017

Frugal Fooding

Have you ever tried being an adult? It's a truly terrible idea and I recommend that you stay a teenager for as long as possible. It's great to know everything!

But one horrible day you'll realise that you sort of need to adult. Generally when you realise that if you don't organise dinner, no one else will do it for you.

Tuesday, 20 June 2017

Bake yourself rich

There's currently a list on my whiteboard that reads like a dieters bad dream. White choc blueberry, Triple choc, Apple cinnamon, Banana Coffee, White choc passionfruit... These are all the muffins I am making or have made with my fancy new silicon bakeware.

Oh, and I'm getting rich doing it.

Friday, 16 June 2017

For the love of mortgages

“Word nerds will notice an eerie root word in ‘mortgage’ — ‘mort,’ or ‘death ... The term comes from Old French, and Latin before that, to literally mean ‘death pledge.'” ref and yet, despite this roughly 70% of Australians are living with a mortgage.ref

In the personal finance sphere destroying debt is a common goal. Bloggers celebrate living debt free, and lament every dollar lost to paying back loans. Every dollar in interest repayments is a dollar out of your pocket.

There's more to it than that though, which is why I'm not actively paying down my mortgage.

Tuesday, 13 June 2017

unF*ck your budget

I am guilty of the same crime as every other personal finance blogger - a crazy over complicated budget with too many categories and auto-calculations and future projections. It can be pretty overwhelming even to me.

Thankfully you only need to do one teeny tiny thing to move your budget from panic stations to responsible adult.

Friday, 9 June 2017

Invest in the Movies!! (Yes, Really!)

Movies have giant budgets and giant earnings, not just from theaters but from spin-off books, kids toys, terrible terrible video games, and less-terrible, sometimes-good mobile apps. When I was contacted to have a look at reviewing a crowd-funded movie investment, I assumed it was a spam message because investing in movies is for multi-millionaires in Hollywood. But it's not a scam, it's open to the little guy and now you can now invest in a movie. How cool is that!


Lights, Camera, Investing!

Tuesday, 6 June 2017

Date night: Gon' Fishin'

Give a man a fish and he'll eat for a day. Teach him to fish and he'll sit in a boat and drink beer all day. Teach a FIREy Lady to fish and she'll inside on dragging you out to the beach on a sunny afternoon to catch a million tiny fish, throw them all back and call it a brilliant date.

Friday, 2 June 2017

Goals Update: May 2017

What a month. Record income, low expenses and bonus mortgage payments all came together to mean the dial didn't shift much. We also had a trip to the emergency room resulting in surgery, and I flew out to Queensland for a couple of days.
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