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Tuesday, 17 October 2017

Miniature Homesteading: I got worms!

I dream of a home in the country, with sprawling green meadows filled with cows. A dog or two sprawled at my feet and hens clucking in the distance while I drink fresh coffee with a dash of today's milk. I picture an orchard with every kind of fruit tree, with my hens running and digging under the trees. I dream of a wide open space where I can walk the dogs for an hour without leaving my own land. In my mind we have our own pond for fishing, and a creek full of frogs that dries up in summer leaving behind a bed of washed pebbles.

But right now I live in the suburbs on a teeny tiny 140m2 block. This doesn't mean I've put my homesteading dreams on hold.

Tuesday, 10 October 2017

DRP drip your way to riches

Investing can be tricky, daunting and just plain hard. In many cases the struggle doesn't end when you finally buy an investment, because then you need to manage it. You watch the value of stocks, make sure rentals have a good tenant and deal with the constantly changing value and cashflow.

One way to get the most out of your investments with minimal effort is with a Dividend Reinvestment Plan (DRP)

Tuesday, 3 October 2017

The Year of Investing - September 2017

September went so well I set myself an investing stretch goal! It may have been a quiet month on the blogging from, but the weather has turned wonderful, my accounts are trending steadily upwards and life feels good.

Friday, 29 September 2017

Focus on your day job

A popular idea in the personal finance sphere is to start a side hustle. An online business, babysitting, or even a blog like this one can bring in a couple of hundred a week if done right. Of course it can also bring in next to nothing if you don't do it right (ask me about my blog profits ;) ). However we (almost) all have day jobs that are where we make most of our money.

Given a little love and attention these day jobs can make us a lot more money than any side hustle - for the same number of hours a week.

Friday, 22 September 2017

Budget Reboot Challenge: Fast fashion

Hello Budget Reboot, have you tried turning it off and on again?

Money saving posts are always the same - stop doing this, stop buying that, stop having any fun and live a sad deprived life while watching the numbers in your bank account tick up and up. Of course, they don't frame it that way, but when someone asks you to give up something you love in the name of money, we get pretty defensive.

Instead of 'giving up' let's try something new. Hit the refresh button on your spending habits with this Budget Reboot Challenge.

This month's challenge: Clothes Shopping

Friday, 15 September 2017

You should be buying cheap shit

Just last week I said that you should stop wasting your money on shit. A big part of that is not spending money on cheap shit that falls apart after a couple of uses and you have to constantly replace.

I'm not changing my mind, but sometimes you really should buy cheap, second-hand, knock off shit before you buy the expensive top of the range good stuff.

Tuesday, 12 September 2017

Acorns - 12 month wrap up

Acorns are offering double sign up bonuses for September, which has drawn eyes there way and lead to them being crucified in the media with sensationalist headlines. But after a almost a year I feel like I've got the right to say, they ain't that bad. In fact, the returns are decent, the apps easy to use and the mindless investing structure is a great starting point that everyone should get behind.

If you need convincing, here's an almost 12 month wrap up.

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